Business Finance
Whether you’re an established business looking to grow, a large corporate or seeking to buy your first business, you’ve come to exactly the right place.
Business lending can be complex and with so many commercial lending options available, our role is to cut through the complexity and find the right solution tailored to your business goals and capacity. We pride ourselves on delivering high quality service and practical advice every step of the way.
Our team are recognised for having truly world class skill, experience and capability in terms of working capital management and capital structure analysis. We believe this is a significant competitive advantage to your business.
Working Capital Finance
Your business requires reliable access to working capital to fund growth. STRATOSFEAR provides flexible finance solutions that smooth cashflow cycles, maintain liquidity while reducing the risks of revenue fluctuations. This allows your business to plan, grow and thrive.
Commercial Property Finance
Whether you’re buying, refinancing or developing commercial property, we will assist to structure the right loan and connect you with the right lender, to support your investment. Owning the property you are currently renting, is often a more viable option than you think.
Construction Finance
Tailored funding for commercial builds and large-scale projects, providing access to capital at every stage to keep your development on track.
Equipment Finance
Equipment finance provides access to vehicles, machinery and other essential tools, helping you to invest to boost productivity and efficiency without tying up capital.
Business Acquisition Funding
Considering growth through acquisition? STRATOSFEAR provides expert guidance and tailored funding solutions to help you seize strategic opportunities with certainty and confidence.
Management Buyouts
STRATOSFEAR provides tailored finance solutions to empower Management Teams in acquiring ownership, making buyouts more achievable than you might expect, while ensuring smooth transitions and long-term continuity. This includes financing shareholder disputes.
Insurance Premium Funding
Insurance Premium Funding (IPF) allows you to spread the cost of annual insurance into easy monthly installments. This helps protect cashflow, keeps working capital free for your business and ensures you stay fully covered, without the upfront burden.
Business Refinancing
STRATOSFEAR will review your existing finance arrangements to identify suboptimal structures, helping you secure better terms, consolidate debt and improve cashflow. Reviewing reporting requirements and covenant compliance can improve the efficiency of your financial arrangements.
At STRATOSFEAR, we provide comprehensive finance solutions for Businesses of all sizes, drawing on decades of high-end corporate finance expertise. Our team combines deep industry knowledge with a practical understanding of business operations, allowing us to structure finance arrangements that support growth, acquisitions and strategic objectives.
We have established long-term relationships with leading lenders and financial institutions, giving our clients access to the right decision-makers and the most competitive solutions available. Whether it’s securing working capital, refinancing, funding acquisitions or complex corporate transactions, STRATOSFEAR ensures every finance strategy is tailored, actionable and aligned with your business goals.
Our approach blends financial expertise with strategic insight, helping Business owners and Executives make confident decisions, manage risk and achieve sustainable growth.