Consumer Finance
We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Below is a range of services that we offer, although we welcome enquiries or a call to discuss your specific requirements. There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability. We pride ourselves on delivering high quality service and practical advice every step of the way.
Owner Occupied Home Loans
Buying a home is one of the biggest decisions you’ll make. Whether you’re purchasing your first home, upgrading, or investing, we’ll guide you through the options and secure a loan that suits your needs and goals.
refinancing
Refinancing can help you take advantage of better rates, reduce repayments, or free up funds for other priorities. We’ll review your current loan and find solutions that put you in a stronger financial position.
Residential Property Investment Lending
Looking to grow your property portfolio? We’ll guide you through investment loan options and structure your finance to suit your goals, helping you maximise returns and build long-term wealth.
Construction Finance
Planning a new build or major renovation? Construction finance gives you access to funds at each stage of your project. We’ll work with you to make sure the process runs smoothly from approval to completion.
Equity Withdrawal and Cashouts
Your property’s equity can be a powerful tool. Whether you want to renovate, invest, or cover personal expenses, we can help you access your equity in a way that makes sense for your financial situation.
First Home Buyers
Buying your first home can feel overwhelming, but we’re here to guide you every step of the way. From explaining loan options to helping you secure finance and apply for the First Home Owner’s Grant, we’ll make the process simpler and clearer. We’ll work with you to understand your goals and find a loan that fits your needs.
Car Finance & Personal Loans
Need a new set of wheels? We’ll compare car loan options from a wide range of lenders to find a competitive solution that fits your budget and gets you on the road sooner.
Investment Funding
Opportunities arise outside property or business, with investing in stocks, rare commodities and the like. Finding lenders to match your investment appetite is key to making the most of these investment opportunities.
Using a finance broker provides a much wider range of options to tailor lending products to your individual circumstances. The right structure can reduce interest, fees and taxation, enhancing your free cash position.
Finance can be complex. If you’re not sure which loan fits your needs, STRATOSFEAR can source solutions from a wide panel of leading lenders, giving you confidence that your finance is working for you.